REDLINE SETTLEMENT--Lisa Rice, Executive Director of the Toledo Fair Housing Center gestures during a news conference concerning an agreement with Farmers Insurance Group, at the Ohio Statehouse, in Columbus, Ohio, on Monday, Oct. 22, 2001. Attorney General Betty Montgomery, left, announced that the Los Angeles-based insurance company will pay $4.3 million and change its policies to settle discrimination claims, known as "redlining." (Photoj.com/Jack Kustron)