PREDATORY LENDING BILL--Ohio AARP President Bessie King Jackson attends a hearing of the Senate Finance Committee concerning a predatory lending bill, at the Ohio Statehouse, in Columbus, Ohio, on Tuesday, Jan. 29, 2002. AARP is against the bill in its current form. (Photoj.com/Jack Kustron)

PREDATORY LENDING BILL--Sen. Eric Fingerhut, left, D-Cleveland, smiles as Sen. Bill Harris, R-Ashland, tells him that an amendment that Fingerhut offered to the Predatory Lending Bill would be accepted, during a meeting of the Senate Finance Committee, at the Ohio Statehouse, in Columbus, Ohio, on Tuesday, Jan. 29, 2002. (Photoj.com/Jack Kustron)

SPECS FOR THE SPEAKER--House Speaker Larry Householder adjusts his new reading glasses, prior to session, at the Ohio Statehouse, in Columbus, Ohio, on Tuesday, Jan. 29, 2002. (Photoj.com/Jack Kustron)